Life Insurance as an Investment
At Parkhouse Financial, our mandate is to help you grow, protect and access your wealth.
One of the most tax-efficient ways to achieve all three objectives is to utilize a permanent life insurance policy in the same way one uses investments - as an asset class to diversify your balance sheet.
Tax-Exempt Cash Values
Permanent life insurance has a cash value. Cash value growth within a permanent life insurance policy is tax exempt - and at death, gets paid tax-free, as part of the insurance policy's death benefit. A tax-exempt life insurance policy can be used to both supplement your retirement income and pass on wealth to heirs.
Our Tax-Efficient Solutions and Case Study pages provide real-life examples of how our clients are utilizing their life insurance to incorporate risk management, asset protection and wealth transfer solutions to optimize their wealth.
Personal Life & Health Insurance Services:
- Term Life
- Permanent: Universal & Whole Life
- Long-Term Disability
- Critical Illness
Corporate Life & Health Insurance Services:
- Buy/Sell Funding
- Key Person
- Overhead Expenses
- Group Insurance Plans